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Federal Budget 2025-26
INFORMATION FOR
SECTORS
The 2025-26 Australian Federal Budget brings key changes for industries across the country, with notable impacts on the health and real estate and construction sectors.
From funding boosts and policy shifts in healthcare to housing initiatives and infrastructure investments, these measures will shape business operations, investments, and services in the coming year. This page breaks down the key budget insights relevant to these sectors, helping industry professionals, businesses, and stakeholders understand what’s ahead.
Federal Budget 2025-26
Download your free copy of RSM's Federal Budget 2025-26 report here.
Health
This Budget focuses on patients and those using PBS medication from a health perspective.
This Budget focuses on patients and those using PBS medication from a health perspective.
None.
Key points related to health in this Budget include:
Aged Care
- Help older Australians live independently with better quality of life.
- Invest in workforce development through training and incentives to attract skilled workers, meeting the rising demand for aged care.
- Fund on-site staff accommodation and training in regional and rural areas to ensure access to quality care.
PBS changes
NDIS – Strengthening the National Disability Insurance Scheme / Support for People with Disability
The Budget includes an allocation of $175.4m over four years to maintain the integrity of the NDIS.
Additionally, the Government will allocate $423.8m over five years to enhance inclusion and build the capacity of people with disability and their families by improving accessibility, delivery of community services, and general understanding of disability.
To continue reading, download our full Federal Budget report >>
First home buyers, Innovators of construction, Construction workforce.
Foreign persons and foreign companies.
The 2025–26 Federal Budget has several key implications for the real estate and construction sectors, including measures to boost housing supply, support homeownership, and expand the housing industry workforce.
Housing & real estate initiatives
$33bn housing plan
- Expanding eligibility criteria for the ‘Help to Buy’ scheme for eligible homeowners to lower deposits and reduce immediate mortgage repayments.
- Delivering 18,000 homes under the Housing Australia Future Fund (HAFF).
- Increasing the Housing Australia liability cap by $16bn to fund more housing projects.
- A two-year ban on foreign buyers purchasing existing dwellings (starting 1 April 2025).
Addressing housing supply & affordability
- Committing $4.5bn to help states and local governments meet housing targets and unlock new land for development.
- $120m allocated to remove regulatory barriers to modular and prefabricated construction.
- $50m to scale up modern construction methods to speed up homebuilding.
- Continuing Commonwealth Rent Assistance increases (45% rise in maximum rates).
- Strengthening renters’ rights through the "A Better Deal for Renters" initiative.
Boosting social and affordable housing
- A pipeline of 55,000 social and affordable homes under various government schemes.
- Expanding homelessness support with $9.3bn for state-funded crisis accommodation and repairs.
- $1bn from the National Housing Infrastructure Facility (NHIF) dedicated to crisis and transitional housing.
Construction sector initiatives
Construction workforce & apprenticeships
- A new ‘Housing Construction Apprenticeship’ program, providing up to $10,000 in financial incentives for eligible apprentices.
- Employers hiring apprentices in priority trades may receive up to $5,000 as a hiring incentive.
Infrastructure investments
- $17.1bn in major infrastructure projects across Australia to improve urban and regional connectivity.
- Support for modular and prefabricated building technologies to reduce construction timelines.
Intended outcomes
- Increased housing supply: Investment in social housing, improved infrastructure and removing red tape, particularly on the uptake of new housing measures, will help improve build times, provide more desirable housing options and ultimately increase supply.
- Assistance for potential homeowners: The expansion of Help to Buy and restrictions on foreign buyers aim to make homes more accessible for Australians.
- Construction workforce and innovation: Incentives for housing construction apprentices and the promotion of modern building methods will help address labour shortages and improve supply.
- Improved rental conditions: Increased rent assistance, stronger tenant protections and increased rent-to-buy focus will benefit renters financially and provide more secure tenure.
Conclusion
The 2025–26 Federal Budget takes a multi-faceted approach to tackling Australia’s housing challenges. If successfully implemented, these measures will alleviate housing pressures, boost the construction industry and provide greater housing security for Australians.
