Self-managed superannuation (SMSF) growth strategies

After a SMSF is established it is necessary for the fund trustees to determine how the members’ benefits are invested and how funds are contributed to the SMSF.

Our specialist advisors together with RSM Financial Services Australia (AFSL 238282) are able to assist SMSF trustees with:

  •  Contribution limits - there are various limits for concessional, non-concessional, and contributions relating to capital gains. Exceeding the relevant contribution limits can potentially result in penalty tax applying at up to the top marginal tax rate of 49%
  •  Contribution types - as well as contributing cash to superannuation, it is possible for certain assets, such as listed shares and some property to be transferred to superannuation as an in specie contribution
  •  Structuring borrowing arrangements - in limited circumstances, an SMSF can borrow to purchase assets in the superannuation fund

We are here to help with honest, professional and tailored advice.

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Secure your financial future with RSM's comprehensive range of services. From retirement planning and wealth management to investment advisory and personal insurance, our expert advisers tailor practical solutions to help you achieve your goals. Whether it's maximising superannuation returns or planning intergenerational wealth transfer, trust RSM for personalised financial strategies and professional guidance.

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Prepare for your future with RSM Australia's Retirement Planning Services. Whether you're planning to retire early or in your later years, our tailored strategies help you achieve your financial and lifestyle goals. From maximising superannuation returns to adjusting investment strategies as you approach retirement, trust RSM for expert advice. Contact us to start planning your retirement today.

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This page has been prepared by RSM Financial Services Australia Pty Ltd ABN 22 009 176 354, AFS Licence No. 238282.

As everyone's circumstances are different and this article doesn't take into account your personal situation, it is important that you consider the above in light of your financial situation, needs and objectives, and seek financial advice before implementing a strategy.  
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