Your challenges

Insurance Code, Solvency II Directive, IFRS, accounting standards... In an environment of constant prudential and regulatory evolution, the insurance industry must continuously identify, assess, and manage exposures to accounting, technical, and financial risks.

 

Our approach and strengths

We assist our clients—particularly in the insurance and banking sectors—in navigating financial and regulatory challenges through the identification, modeling, and management of risks associated with uncertain events.

At RSM, our actuarial teams undergo continuous training in the latest techniques and regulations, both in France and internationally, ensuring cutting-edge expertise. Our key areas of intervention include:

  • Mastering regulatory impacts & solutions to help you anticipate all types of regulatory changes
  • Continuous monitoring & benchmarking to keep you aligned with market best practices

With a unique dual expertise in audit and consulting, RSM actuaries help you strengthen your competitiveness and differentiate your business with decisive strategic advantages.

Regulatory compliance & performance

Our actuarial teams provide comprehensive support to ensure regulatory compliance and performance optimization:

-Solvency II compliance: technical provisions valuation, actuarial review, reporting process optimization, actuarial function implementation

-Capital optimization: strategies to enhance insurance solvency ratios

-IFRS & accounting framework updates: implementation and risk mitigation strategies

-Project management & transformation: fast-close processes, operational efficiency, tool & methodology upgrades

-Regulatory reporting & compliance documents: ORSA, quantitative reporting, narrative report preparation

-Implementation of other regulations: PACTE Law, PRIIPs, IDD (Insurance Distribution Directive), etc.

-Internal control & governance

Business & Capital development

We offer strategic advisory services for your pricing, underwriting, and market expansion challenges, covering:

-Business Development: product pricing & underwriting, Plug & Play models, international expansion

-Performance Optimization: project management, advanced actuarial modeling, economic capital optimization

-Mergers & Acquisitions (M&A): due diligence, market analysis, portfolio valuation, opportunity assessment

Companies: compensation & benefits

Our actuarial experts also assist companies in evaluating social liabilities and enhancing employee benefits strategies:

-Employee benefit reporting: valuation, international coordination, consolidation, audit & internal review

-M&A support: acquisition & divestiture auditing, integration assistance

-Individual retirement assessment: executives, expatriates, high-value employees

-Corporate risk coverage: health & provident insurance, contract review, tender processes, actuarial analysis

-HR & financial process optimization: streamlining benefits administration

-Talent retention strategies: optimizing health, pension, equity-based benefits, and risk coverage

Your main point of contact